Thirdly, by comparing the similarity and difference between mortgage and ownership reservation, pledge, charge and release, the author drew the conclusion that the legal character of mortgage in Chinese real estate industry orients to release. 第三部分,通过比较按揭与所有权保留、权利质押、抵押、让与担保的异同,认为我国房地产按揭的法律性质应定位于让与担保。
The total release of individual mortgage in the year of 2009 has reached 2.2 trillion RMB. 光09年一年个人住房抵押贷款累计发放已达到2.2万亿元。